Relationship Manager - Structured Finance - Bengaluru - Krishna Tower (TCHFL) - MM
Tata Capital · Banking & Financial Services
- Bengaluru, Karnataka, India
- On-site
- Posted today
- Apply by 31 Oct
- Sales & Business Development
About the job
Job Purpose
Responsibilities
Core Responsibilities:
Automation across products
o Digital transformation of existing credit processes to address rising costs, new customer preferences
o Work closely with the Product, Technology and Business teams to devise the best and most innovative solutions for solving our customer's needs.
o Manage and analyze large datasets to extract meaningful insights for decision-making.
Process Management
o Conduct thorough analysis of digital credit applications to assess the creditworthiness of individuals and businesses.
o Utilize advanced data analytics tools and technology to evaluate credit risk.
o Apply underwriting standards and policies to determine the appropriate credit limit and terms for approved loans.
o Analyzing various processes and recommending process changes to initiate cost savings ,optimize resources and enhance operational efficiency
o Monitoring overall functioning of processes, identifying improvement areas and implementing adequate measures to maximize customer satisfaction level
Efficiency & Productivity Improvement.
o Collaborate with cross-functional teams, including sales, operations, and legal, to streamline the credit approval process.
o Stay informed about changes in lending regulations and make necessary adjustments to underwriting practices.
o Efficiency Building through best practices in the market
Job Qualifications
Graduate : Yes
Masters/Postgraduate: Yes