Assistant Manager

Infosys · IT Services & Consulting

Bangalore, India
On-site
Posted yesterday
Customer Service & Support

Apply on Infosys Create resume for this job

About the job

Financial Risk Policy and Compliance interprets financial risk policies, standards, and limits, monitors how well the business adheres to them, and assesses where practice and policy have drifted apart. The role covers credit, liquidity, funding, and capital-related policy requirements, and acts as a practical point of guidance for first-line teams.

Policies are written in general terms; the situations they govern are specific. The role is expected to decide, with reasons, whether a practice the policy did not anticipate falls inside or outside it, and whether an exception is a one-off or a symptom of a control that is not working. These are the cases the role exists to get right.

Policy ownership, exception approval, and breach determination remain. The role assesses, documents, and recommends.

Responsibilities

Policy Interpretation and Advisory

Interpret financial risk policies, standards, and limits for first-line teams, and give clear written guidance that can be relied on later.

Support the annual policy review cycle: benchmark against regulatory expectations and industry practice, draft proposed changes, and track approvals.

Maintain the policy inventory and the mapping of policy requirements to procedures and controls.

Monitoring and Adherence Assessment

Execute the monitoring plan that tests adherence to financial risk policy requirements and limits.

Review exception requests and policy deviations, and document an assessment and recommendation for approval.

Track limit breaches and exceptions through to resolution, and confirm the agreed remediation actually happened.

Judgement and Assessment

Distinguish a technical breach from a material weakness, and say which it is and why.

Look across individual exceptions for patterns that point to a policy that is unclear, unworkable, or not being followed.

Reason from the intent of the policy where its wording does not cover the situation, and record the reasoning so it can be reviewed as precedent.

Issues, Reporting, and Governance

Log findings with root cause, agree remediation with owners, and track to closure.

Prepare adherence reporting and committee material that leads with what needs attention.

Support internal audit and regulatory requests with evidence and clear narrative.

Technical requirements

Required Skills and Experience

Working knowledge of credit, liquidity, funding, and capital risk concepts and how policy limits are set and monitored.

Experience drafting or maintaining risk policies, standards, or procedures.

Experience executing monitoring or testing against policy requirements and documenting conclusions.

Sound judgement on ambiguous cases — able to reach and defend a position where the policy wording runs out. Assessed at interview through a case exercise.

Precise, plain written English.

Preferred

Familiarity with OSFI guidance on liquidity, capital, and enterprise risk management, and FCAC expectations where they touch financial risk.

Professional designation such as FRM, PRM, CRM, or CPA.

Experience with a GRC platform.

Experience in a fintech, card issuer, or consumer lending environment.

Additional responsibilities

Location: Bangalore

Experience: 6+ years

Shift: Flexible 24/5

Educational requirements

Graduate

Preferred skills

Fincrime

Experience: 6-8 years

Apply on Infosys