Strategy
•Support the delivery and enhancement of CIB Credit Risk reporting for Financial Sponsors and Private Credit.
•Help improve the quality, consistency and usefulness of risk information used by senior management and risk committees.
•Support better linkage between portfolio reporting, risk appetite, stress testing and management actions for Financial Sponsors and Private Credit exposures.
•Bring a forward-looking mindset to how reporting can better identify concentrations, vulnerabilities and emerging portfolio risks.
Business
•Prepare, review and explain regular risk reporting outputs for Financial Sponsors, Private Credit and related CIB portfolios.
•Translate portfolio data into clear management insights, covering exposure movements, obligor concentrations, sector trends, credit quality, limit usage and emerging risks.
•Support committee and senior management reporting, including preparation of commentary, packs, analysis and responses to stakeholder queries.
•Develop understanding of the Financial Sponsors and Private Equity landscape, including sponsor-backed borrowers, fund structures, leveraged exposures and private credit risk themes.
Processes
•Support the production and review of BAU reporting deliverables in a controlled and timely manner.
•Improve reporting processes through simplification, standardisation, automation and better documentation.
•Work with Data, Technology and Change teams to improve the quality and reliability of reporting inputs.
•Support UAT, data validation, implementation and post-implementation review for reporting-related change initiatives.
Risk Management
•Interpret portfolio movements, exposure trends, risk appetite usage, credit quality, RWA and ECL metrics for Financial Sponsors and Private Credit portfolios.
•Apply review and challenge to reporting outputs to identify unexplained movements, data issues, weak commentary, control gaps and potential escalation items.
•Support clear articulation of portfolio risks, including concentration risk, leverage-related risks, refinancing risk, sponsor risk and sector vulnerabilities.
•Help ensure reporting outputs are accurate, analytically sound and aligned to the underlying portfolio risk profile.
Governance
•Ensure reporting outputs are produced in line with applicable governance standards, controls, policies and regulatory expectations.
•Maintain appropriate documentation, process evidence, reconciliations and issue logs.
•Support remediation of reporting issues and control gaps where required.
Regulatory & Business Conduct
•Display exemplary conduct and live by the Group’s Values and Code of Conduct.
•Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
•CIB Credit
•Financial Sponsors and Private Credit Risk teams
•CPM
•Risk Appetite teams
•Stress Testing teams
•CIB Risk Reporting and Portfolio Analytics
•Risk and CFCC Data Strategy
•Risk and CFCC Change
•Technology
•Group Finance
•Country CROs
Other Responsibilities
•Support change activities required to improve Credit Risk reporting, including requirements definition, UAT, implementation support, data validation and post-implementation review.
•Support data quality controls, reconciliations and exception management to ensure that reporting outputs are accurate, trusted and fit for management use.