Lead - RCU & Risk - Wheels & MFI/Senior Lead - RCU & Risk - Wheels & MFI

Job Purpose

Architect, Design & implement technology solutions for effective and efficient fraud control processes across all ProductsCulture Anchor:Think like an Entrepreneur - Encourages new ideas, helps teams improve, and supports them in taking up challengesPractice Emotional Intelligence - Listens to others, stays calm under pressure, and treats everyone with respect.Transform Continuously - Explores opportunities and encourages teams to improve processes and systems for better delivery.Own it - Ensures teams achieve targets, drives capability building and inculcates a sense of accountability in the team.

1.Planning ?Interact with respective process owners within Risk Containment Unit to identify the problem areas and brainstorm on probable solutions ?Foresee challenges with the new processes or technologies implementation and determine the RCU processes to manage the fraud risk associated?Review changes in the front-end applications that have an impact on the fraud risk or exposes customer’s data to the external parties?Horizontal review of all products to replicate best practices as per the requirements and design of respective products?Planning of Annual Operating Projects for the Unit as well as Long Range plans to optimize the operational processes and introduce new technologies?Carry POCs/Pilots to validate the benefit hypothesis before creation of requirement documents 2.Execution?Review the best practices in Industry and determine the build vs buy basis the balance of Costs and Risk involved?Collate all requirements including AOP as well as BAU projects for all respective products/functions and create implementation framework?Lead requirement gathering

Required Qualifications and Experience

a)Qualifications?Minimum Qualification: BE/ BTech/ MCA, MBA (IT/ Operations) preferred, PMP certificationb)Work Experience?Minimum 10+ years of experience ?Prior experience on implementation of technological projects as well as operational insights on fraud control processes?Ability to decipher trends through data?Ability to straddle across both functional and technical side, team management experience, flexibility and humility ?Logical reasoning?Acumen to understand fraud trends and setup detective/preventive controls