Credit Portfolio Officer

Citi · Banking & Financial Services

Gurugram Haryana India
On-site
Posted today
Closes today

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About the job

The Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties globally.

Responsibilities:

Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments

Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives

Establish and leverage cross-functional partnerships and network with key internal and external constituencies

Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence

Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity

Has the ability to operate with a limited level of direct supervision.

Can exercise independence of judgement and autonomy.

Acts as SME to senior stakeholders and /or other team members.

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Recommended Qualifications:

6-10 years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry

Proven ability to apply credit and risk principles toward business goals

Demonstrated ability to synthesize and prioritize

Proven ability to remain organized in a fast-paced environment

Demonstrated interpersonal, organizational and analytic skills

Education:

Bachelor's degree/University degree or equivalent experience

Master's degree preferred

•Working Environment: office setting, minimal travelling and working hours in the office may be required during projects.

Effort: minimal physical effort required. High levels of prolonged and intense concentration may be required in front of computer.

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Job Family Group:

Risk Management ------------------------------------------------------

Job Family:

Portfolio Credit Risk Management ------------------------------------------------------

Time Type:

Full time ------------------------------------------------------

Most Relevant Skills

Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle. ------------------------------------------------------

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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