Bharat Banking:Product Manager - Farmer Funding
Axis Bank · Banking & Financial Services
- Mumbai, India
- On-site
- Posted 7 days ago
- Product Management
About the job
RL - Rural
Lending : Product Manager Farmer Finance
INTERNAL USAGE:
No. of
Vacancies:
As and when required
Reports to:
RL -National
Product Manager Head Farmer Funding
Is a Team
leader?
Y
Team Size:
0-3
Grade:
AM-VP
Business:
Farmer Finance
Department:
Rural Lending
Sub - Department:
Farmer Funding
Location:
Central Office
About Rural
Lending Farmer Funding
Explain:
The program
aims to provide timely credit facilities to Individual Farmers Farmer funding to meeting all their
cultivation, farm maintenance, consumption and investment needs
About the Role
Why does the role exist?
n
To support Farmer
Funding business team by creating right product, process and required enablers
including technology and appropriate tools to extend loans to the individual
farmers.
What is its contribution
towards the organization?
n
This role contributes
in Product development and designing appropriate processes within RBI
regulatory framework for Farmer Funding business and responsible for leading
and managing end to end product related initiatives and functions.
What is the size of the
operation the position manages and supports?
n
Pan India
Key
Responsibilities
Product Designing,
Development, and Deployment (depending on KRA assigned to each one)
o
Define Product
strategy
o
Gather market
intelligence through customer
o
Ensure CMC and
other required approvals
o
Lead/anchor all
discussions with Sales, UW, Risk, Ops, BSG, IT, BIU, DBAT to ensure high
quality development (incl. conducting UAT)
o Jointly own development and ongoing maintenance
of key product related technology systems and channels together with IT, BSG,
DBAT (and any others)
o Build and drive partnerships for product/
proposition development as well as rollout/ commercialization
Process and Policy
improvisation and Training (depending on KRA assigned to each one)
o
Define processes
and drive improvements required to run the product, discharge process related
responsibilities
o
Content
development for online training modules/Training manuals/EDMs/SOPs
o
Organize classroom
trainings/leadership trainings for various level employees
o
Develop content
Axis Competency Profile and ensure 100% Participation & Pass Percentage
Audit/ Regulatory compliance
(depending on KRA assigned to each one)
o
Vendor Audit
o
Snap Audit
o
IS Audit
o
Thematic Audit
o
Ops Risk
o
IFC FRR
o
Internal Audit
o
EGRC
o
RBI SSM audit etc
Other Key
Responsibilities (depending on KRA assigned to each one)
o
P&L
responsibilities
o
Business
presentations and reporting. Sales MIS
o
Developing
proposals and SOPs for new projects/proposals/strategic partnerships (BC
partners, Cross-selling, New Products, New Projects, New Processes, and more)
o
Develop BRD, AOPM,
Coordinate with BSG and IT for developing appropriate software
o
Improving business
profitability through appropriate process and cost controls
Qualifications
Optimal qualification
for success on the job is:
MBA/Post-Graduate/Graduate
depending upon the grade
Experience:
Depending upon Grade
Role
Proficiencies:
For successful execution
of the job, a candidate should possess the following:
Knowledge
Knowledge
of Agriculture ecosystem, Core Farmer Funding Functions, Products and
Processes
Strong
hold of regulatory guidelines and industry practices
Knowledge
of Technology advancements in the industry etc
Skills
Excellent
communication (both verbal & written)
Inter-personal
skills
Leadership
and Team Management skills
Negotiation
skills
Abilities
Ability to work effectively across
functions and demonstrated ability to coach and mentor others
Ability to manage risk and
uncertainty for self and team within a dynamic priority-setting environment
Ability to work as a part of team
and contribute towards team goals