Banking Operations Associate
NTT DATA · IT Services & Consulting
- Chennai, IN-TN, India
- On-site
- Posted today
- Finance & Accounting
About the job
Job Details:
Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements.
Extract and input financial data into bank-approved spreading tool.
Review audited and compiled financial statements for completeness and accuracy.
Calculate and validate key financial metrics, ratios.
Identify discrepancies, missing information, and unusual financial trends for escalation.
Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations.
Maintain service level agreements (SLAs) and productivity targets.
Ensure compliance with internal controls, regulatory requirements, and risk management standards.
Knowledge of GAAP, IFRS, or regional accounting standards.
Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems.
Participating in the training programs based on business needs
Attending team meetings or customer calls.
Job Requirements & eligibility Criteria:
2-4 Years of experience in Banking BPO is preferred.
Bachelor’s degree in commerce, Accounting, Finance, or a related field.
Understanding of financial statements and accounting principles.
Knowledge of ratio analysis, cash flow analysis, and credit fundamentals.
Strong attention to detail and analytical skills.
Proficiency in Microsoft Excel and financial analysis tools.
Good written and verbal communication skills.
Ability to work under deadlines and manage multiple priorities.
Ability to work scheduled shifts.
Ability to communicate (oral/written) effectively in English to exchange information with our client when required.
Title: F&A – Ops Processing Analyst (Grade 06)
Job Details:
Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements along with complex borrower financial statements, including consolidated and multi-entity structures.
Extract and input financial data into bank-approved spreading tool.
Perform advanced financial normalization, adjustments, and reclassifications to ensure consistency and comparability.
Review audited and compiled financial statements for completeness and accuracy.
Calculate and validate key financial metrics, ratios.
Identify discrepancies, missing information, and unusual financial trends for escalation.
Analyze historical performance and identify significant financial trends and business risks.
Review financial spreads completed by junior analysts and associates.
Participate in internal audits, quality reviews, and risk-control activities.
Drive continuous improvements to enhance accuracy, consistency, and operational efficiency.
Mentor and coach Associates on financial spreading methodologies and credit fundamentals.
Conduct peer reviews and provide constructive feedback.
Assist team leaders in training, onboarding, and knowledge management initiatives.
Act as a Subject Matter Expert (SME) for spreading systems, financial statement analysis, and process best practices.
Identify opportunities to improve productivity, quality, and turnaround time.
Participate in automation, standardization, and transformation initiatives.
Develop and maintain process documentation and training materials.
Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations.
Maintain service level agreements (SLAs) and productivity targets.
Ensure adherence to credit policies, spreading guidelines, quality standards, and regulatory requirements.
Knowledge of GAAP, IFRS, or regional accounting standards.
Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems.
Participating in the training programs based on business needs.
Job Requirements & eligibility Criteria:
4-6 Years of experience in Banking BPO is preferred.
Bachelor’s degree in commerce, Accounting, Finance, or a related field.
Strong knowledge of accounting principles, financial statement interpretation, and credit risk concepts
Advanced analytical and problem-solving capabilities.
Proficiency in Microsoft Excel and financial analysis tools.
Good written and verbal communication skills.
Ability to work under deadlines and manage multiple priorities.
Ability to work scheduled shifts.
Ability to communicate (oral/written) effectively in English to exchange information with our client when required.
Professional certifications such as CFA, CPA, CMA, FRM, or equivalent will be an added advantage.
Title: F&A – Senior Ops Processing Analyst / Team Leader (Grade 07)
Job Details:
Manage day-to-day workflow allocation, monitor real-time queues based on FIFO principles, and ensure the team meets strict service level agreements (SLAs), turnaround times (TAT), and productivity targets.
Analyze, review, and sign off on highly complex borrower financial statements, including large corporate portfolios, consolidated accounts, and intricate multi-entity structures.
Act as the final quality checkpoint and technical authority for financial normalization, adjustments, and reclassifications completed by Grade 06 Analysts and Grade 04/05 Associates.
Investigate and resolve high-level discrepancies, complex accounting variances, or unusual financial trends escalated by the team.
Lead quality audits, risk-control activities, and internal/external process audits to ensure absolute compliance with credit policies and regulatory standards.
Act as the primary Subject Matter Expert (SME) and operational point of contact for spreading systems (Moody's Credit Lens, nCino), complex accounting frameworks, and process best practices.
Lead regular performance reviews, monitor team-wide Productivity Index (PI) variations, perform root-cause analysis on process errors, and implement targeted action plans.
Drive operational excellence, automation, standardization, and process transformation initiatives to enhance team productivity, quality, and workflow efficiency.
Strategize, design, and maintain comprehensive process documentation, standard operating procedures (SOPs), and training materials.
Manage training programs, oversee the onboarding of new hires, and actively mentor, coach, and develop Grade 06 Analysts and Grade 04/05 Associates.
Partner closely with clients, onshore Credit Analysts, and Underwriters to exchange critical financial data, address complex credit queries, and manage stakeholder calibrations.
Facilitate regular team meetings, manage shift rosters, and ensure optimal team capacity planning to handle fluctuating volume.
Job Requirements & eligibility Criteria:
6–8 Years of experience in Banking BPO or Financial Services operations is preferred, with a minimum of 1–2 years in a senior, mentoring, or supervisory role.
Bachelor’s or Master's degree in Commerce, Accounting, Finance, or a related field.
Advanced, expert-level knowledge of accounting principles (GAAP, IFRS), financial statement interpretation, and complex credit risk concepts.
Exceptional financial analytical, problem-solving, and decision-making capabilities under tight schedules.
Advanced proficiency in Microsoft Excel, financial analysis tools, and workflow management systems.
Strong leadership, people management, and mentoring capabilities to drive performance in a high-pressure environment.
Excellent written and verbal communication skills in English to independently lead client calls and articulate complex financial risk observations effectively.
Ability to work scheduled shifts and maintain operational coverage as required.
Professional certifications such as CFA, CPA, CMA, FRM, or equivalent will be an added advantage.