Associate - Auto Treasury Finance

JPMorgan · Banking & Financial Services

Bengaluru, Karnataka, India
On-site
Posted today
Apply by 20 Oct
Finance & Accounting

About the job

You are a strategic thinker passionate about driving solutions in financial analysis—you have found the right team. As an Associate, you will analyze, prepare, and reconcile accounting data and help deliver recurring profitability and performance reporting for Auto Marketing and Securitization. You will partner with stakeholders across Finance and the business to support planning cycles, explain variances, and improve reporting quality and efficiency. You will support the pro forma reporting process, which reflects the lifetime profitability of loans and leases, and conduct analysis to support assumptions and forecasted inputs. You will also contribute to special projects and continuous improvement initiatives, with a focus on automation and optimized processes.

Job summary

As an Associate within Auto Marketing and Securitization, you will analyze, prepare, and reconcile accounting data and help deliver recurring profitability and performance reporting. You will partner with stakeholders across Finance and the business to support planning cycles, explain variances, and improve reporting quality and efficiency. You will support the pro forma reporting process reflecting the lifetime profitability of loans and leases, and conduct analysis to support assumptions and forecasted inputs. You will contribute to special projects and continuous improvement initiatives with a focus on automation and optimized processes.

Job responsibilities

Support month-end accruals, reversals, and forecast routines for the business, including preparation of key reports, reconciliations, and stakeholder commentary

Assist with annual and ongoing planning activities (forecasting, budgeting, trend/exception monitoring), including documenting assumptions and tracking changes over time

Perform variance and driver analyses to explain results versus prior forecast/budget and highlight key risks and opportunities

Develop and monitor key performance metrics, support data quality initiatives, and identify future reporting needs on a variety of topics to senior management

Build and maintain management-ready materials and recurring deliverables; ensure outputs are accurate, well-controlled, and delivered on time

Contribute to the design and enhancement of reports and dashboards to improve clarity, automation, and scalability

Identify opportunities to enhance controls and streamline processes, including automation where feasible (for example, Excel tooling, Databricks/SQL, Alteryx)

Partner with Pricing, Chief Financial Officer, Risk, and Treasury teams to handle business-change projects, owning end-to-end validation and sign-off

Support governance and controls, including monitoring data integrity and participating in a robust testing environment

Troubleshoot production incidents, perform root-cause analysis, and partner with Technology to remediate by fixing or updating PySpark code

Provide ad hoc analysis and impact analysis on profitability as needed

Required qualifications, capabilities, and skills

4–7 years of experience in Financial Planning and Analysis (FP&A), finance, accounting, or analytics (or equivalent)

Bachelor’s degree in Finance, Accounting, Economics, or a related field

Strong analytical skills with attention to detail; ability to work with large datasets and reconcile results to source information

Ability to manage multiple priorities in a fast-paced environment and meet tight deadlines

Strong communication skills—able to summarize findings clearly and concisely in writing and verbally

Strong interpersonal skills and ability to partner effectively in a matrixed, cross-functional environment

Positive, collaborative team mindset with high ownership on time-sensitive deliverables

Preferred qualifications, capabilities, and skills

Advanced proficiency in Microsoft Excel and PowerPoint (executive-ready storytelling)

Experience with SQL and data platforms such as Databricks and/or Snowflake

Experience in automation tools like Alteryx

Exposure to dashboards/reporting tools (for example, Tableau) is a plus

Experience using AI tools such as large language models (LLM) and Copilot for process optimization

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