Analyst - APAC India KYC

MUFG · Banking & Financial Services

MUFG Global Service Private Ltd. - Bengaluru (BCIT)
On-site
Posted today
Legal & Compliance

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About the job

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

EDUCATION

Degree in criminal justice, finance, business administration, or a related field, or equivalent work experience equally preferable

CERTIFICATIONS

Relevant financial crime or anti-money laundering (AML) certification preferred

WORK EXPERIENCE

Exposure to financial crime compliance, due diligence, investigations, or regulatory roles a plus

FUNCTIONAL SKILLS

Advanced knowledge of global AML, anti-bribery and corruption (ABC), sanctions, and financial crime regulations, regimes, typologies, and frameworks

Strong knowledge of transaction monitoring systems, alerting tools, and case management platforms

Expertise in forensic analysis

Strong ability to understand regulatory guidance and internal policy documents

Specialized knowledge of know your customer (KYC), suspicious activity reporting (SAR), and investigative techniques

Advanced knowledge of industry standard KYC practices (customer identification program (CIP), customer due diligence (CDD), enhanced due diligence (EDD), etc.)

Advanced knowledge of financial crimes typologies

Experience with compliance tools and systems (e.g., Actimize, World Check, LexisNexis) is a plus

Ability to analyze financial data and identify suspicious activity

Strong documentation and reporting skills

FOUNDATIONAL SKILLS

Communicates effectively

Collaborates well with business partners, peers and supervisors

Applies analytical thinking and sound judgment

Demonstrates resilience, adaptability, and curiosity

Embraces continuous learning and inclusive collaboration

Attention to detail

Uses technology to enhance accuracy and efficiency

Acts with integrity and ethical awareness

RESPONSIBILITIES

Apply advanced knowledge of global AML regulations, sanctions regimes, and financial crime typologies to assess high-risk client profiles

Independently evaluate complex customer and transaction activity, identifying patterns that indicate elevated financial crime risk

Analyze, identify, and prevent financial crimes related to AML, ABC, KYC

Examine transactional activity tools to detect indicators of money laundering, terrorist financing, or sanctions violations as well as KYC related indicators such as volumes and values variances and EDD

Assess and analyze KYC related areas of risk for certain high-risk customers in alignment with New Client on-boarding, Ad Hoc and Periodic reviews

Analyze client activity for compliance with AML and sanctions requirements

Investigate alerts and exercise independent judgment in determining whether investigative findings warrant escalation or formal reporting

Determine escalation paths based on risk scoring

Use specialized expertise in forensic analysis, KYC/CDD, and financial crime trends to drive risk-informed recommendations

Prepare investigative reports and recommendations that guide senior management decisions on client onboarding, retention, or exit

Draft suspicious activity reports (SARs) in accordance with jurisdictional requirements

Review documentation for accuracy and completeness in EDD contexts

Assist in testing ABC processes and validating controls

Validate data inputs and ensure completeness of case files

Apply operating procedures (OPs) to ensure consistency in investigative documentation

Prioritize alert queues and manage case assignments based on urgency and risk

Work on transaction monitoring scenario development and tuning

Maintain process documentation and dashboards

Coordinate regulatory and audit reporting for issues

Conduct data analysis for AML alert optimization

Assist in exposure reviews and investigative research

Track and report on external engagement and typology trends

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.

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